Fees & Limits
MoyaPay Top Up Fees
Powerload vouchers can be purchased at any Boxer store. To Top Up, select Money In >> Top Up >> With a voucher and enter your 12 digit pin.
| Voucher Amount | Fee |
| R300.00 | R5 |
| R500.00 | R5 |
| R750.00 | R5 |
| R1,000.00 | R8 |
| R1,250.00 | R8 |
| R1,500.00 | R10 |
| R2,000.00 | R10.01 |
| R2,250.00 | R10.01 |
| R2,500.00 | R10.01 |
| R3,000.00 | R10.01 |
MoyaPay Account & Transaction Fees
| Monthly account fee | FREE |
| Money-out to another MoyaPay account | FREE |
| Buy airtime, data, electricity, Lotto, DSTV etc. | FREE |
| Pay for purchases at Shoprite, Checkers, USave and other participating shops | FREE |
| Deposit cash into your MoyaPay account at shop tills using the Pay@ service | Fixed fee of R7.00 with a fraction percentage plus VAT Example: R100 – ((R7 + 0.7% + VAT(15%)= R8,85)) the customer is charged R8,85 and R91,15 goes into their account |
| Balance enquiries & transaction statements | FREE |
| Money-in from wage or salary deposit | FREE |
| Money-in from another MoyaPay account: First 5 transactions per day |
FREE |
| Money-in from another MoyaPay account: After first 5 transactions per day |
1% of transaction value |
| Money-in via bank EFT | R1.25 |
| Money-in from other payment apps via your personal MoyaPay QR code | 3.5% of transaction value |
| Cash-in via ABSA ATM deposit | R7.30 + R1.61 per R100 |
| Money-out to bank account | R7.00 |
| Withdraw cash @ Shoprite, Checkers, USave | R5.90 + 0.5% of transaction value |
| Money-out to MoyaPay Mastercard | 1% of transaction value |
| Money-in from MoyaPay Mastercard | 1% of transaction value |
MoyaPay Prepaid MasterCard Fees SA Citizens
| Order or replace a card *Delivery Fee Not Included | R100 |
| Monthly card fee | R9.00 |
| Card not topped up in calendar month | R6.00 |
| Secondary card fee (Deducted off primary card balance) | R9.00 per card |
| Use card to pay anywhere in South Africa | FREE |
| In-app card balance enquiry | FREE |
| Cash-out at participating shops in South Africa | R3.53 |
| Cash-out at any ATM in South Africa | R6.93 + R1.19 cents per R100 |
| ATM balance enquiry – South Africa | R7.00 |
| ATM/POS decline/return – South Africa | R7.00 |
| Insufficient funds – declined transaction | R7.00 |
| Transaction Dispute Fee | R85.00 |
MoyaPay Prepaid MasterCard Fees Passport Holder
| Order or replace a card *Delivery Fee Not Included | R100 |
| Monthly card fee | R9.00 |
| Card not topped up in calendar month | R6.00 |
| Secondary card fee (Deducted off primary card balance) | R9.00 per card |
| Use card to pay anywhere in South Africa | FREE |
| In-app card balance enquiry | FREE |
| Cash-out at participating shops in South Africa | R3.53 |
| Cash-out at any ATM in South Africa | R6.93 + R1.19 cents per R100 |
| ATM balance enquiry – South Africa | R7.00 |
| ATM/POS decline/return – South Africa | R7.00 |
| Insufficient funds – declined transaction | R7.00 |
| Transaction Dispute Fee | R85.00 |
MoyaPay Prepaid MasterCard Payout Limits SA Citizens
| Local POS Limit per transaction | R10 000 |
| Local POS Limit per day | R20 000 |
| Local ATM cash withdrawls per transaction | R2 000 |
| Local ATM cash withdrawls per day | R5 000 |
| Cash Purchases per transaction | R2 000 |
| Cash Purchases per day | R5 000 |
| EFT Payment/Transfer | R10 000 |
| Balance thresholds | R100 000,00 |
| Maximum monthly credits (deposits) | R90 000 |
| Maximum Daily debit spend | R10 000,00 |
| Maximum monthly debit spend | R150 000,00 |
MoyaPay Prepaid MasterCard Payout Limits Passport Holder
| Local POS Limit per transaction | R10 000 |
| Local POS Limit per day | R20 000 |
| ATM cash withdrawls per transaction | R2 000 |
| ATM cash withdrawls per day | R2 000 |
| Cash Purchases per transaction | R2 000 |
| Cash Purchases per day | R2 000 |
| Balance thresholds | R25 000,00 |
| Maximum monthly credits (deposits) | R25 000 |
| Maximum Daily debit spend | R20 000,00 |
| Maximum monthly debit spend | R25 000,00 |
MoyaPay Account Payout Limits SA Citizens
| Daily Limit | Monthly Limit |
| Capped with Card Limits | Capped with Card Limits |
| R 25 000 Payout to bank account |
R 300 000 Payout to bank account |
MoyaPay Account Payout Limits Passport Holder
| Daily Limit | Monthly Limit |
| Capped with Card Limits | Capped with Card Limits |
| R 25 000 Payout to bank account |
R 300 000 Payout to bank account |