Fees & Limits

MoyaPayD i-Account & Transaction Fees
Monthly account fee FREE
Money-out to another MoyaPayD account FREE
Buy airtime, data, electricity, Lotto, DSTV etc. FREE
Pay @ Shoprite, Checkers, USave and other participating shops FREE
Balance enquiries & transaction statements FREE
Money-in from wage or salary deposit FREE
Money-in from another MoyaPayD account:
First 5 transactions per day
FREE
Money-in from another MoyaPayD account:
After first 5 transactions per day
1% of transaction value
Money-in via bank EFT R1.25
Money-in from other payment apps via your personal MoyaPayD QR code 3.5% of transaction value
Cash-in via ABSA ATM deposit R7.30 + R1.61 per R100
Money-out to bank account R7.00
Withdraw cash @ Shoprite, Checkers, USave R5.90 + 0.5% of transaction value
Money-out to MoyaPayD Mastercard 1% of transaction value
Money-in from MoyaPayD Mastercard 1% of transaction value
MoyaPayD Prepaid MasterCard Fees SA Citizens
Order or replace a card R100
Monthly card fee R9.00
Card not topped up in calendar month R6.00
Secondary card fee (Deducted off primary card balance) R9.00 per card
Use card to pay anywhere in South Africa FREE
In-app card balance enquiry FREE
Cash-out at participating shops in South Africa R3.53
Cash-out at any ATM in South Africa R6.93 + R1.19 cents per R100
Cash-out at any ATM – international R50.00
Use card to pay international R11.50 + 1.5%
ATM balance enquiry – South Africa R7.00
ATM balance enquiry – international R7.00
ATM/POS decline/return – South Africa R7.00
ATM/POS decline/return – international R9.00
Insufficient funds – declined transaction R7.00
Transaction Dispute Fee R85.00
MoyaPayD Prepaid MasterCard Fees Passport Holder
Order or replace a card R100
Monthly card fee R9.00
Card not topped up in calendar month R6.00
Secondary card fee (Deducted off primary card balance) R9.00 per card
Use card to pay anywhere in South Africa FREE
In-app card balance enquiry FREE
Cash-out at participating shops in South Africa R3.53
Cash-out at any ATM in South Africa R6.93 + R1.19 cents per R100
Use card to pay international R11.50 + 1.5%
ATM balance enquiry – South Africa R7.00
ATM/POS decline/return – South Africa R7.00
ATM/POS decline/return – international R9.00
Insufficient funds – declined transaction R7.00
Transaction Dispute Fee R85.00
MoyaPayD Prepaid MasterCard PayOut Limits SA Citizens
Local POS Limit per transaction R10 000
Local POS Limit per day R20 000
International POS Limit per transaction R8 000
International POS Limit per day R8 000
Local ATM cash withdrawls per transaction R2 000
Local ATM cash withdrawls per day R5 000
International ATM cash withdrawls per transaction R2 000
International ATM cash withdrawls per day R5 000
Cash Purchases per transaction R2 000
Cash Purchases per day R5 000
EFT Payment/Transfer R10 000
Balance thresholds R100 000,00
Maximum monthly credits (deposits) R90 000
Maximum Daily debit spend R10 000,00
Maximum monthly debit spend R150 000,00
MoyaPayD Prepaid MasterCard PayOut Limits Passport Holder
Local POS Limit per transaction R10 000
Local POS Limit per day R20 000
ATM cash withdrawls per transaction R2 000
ATM cash withdrawls per day R2 000
Cash Purchases per transaction R2 000
Cash Purchases per day R2 000
Balance thresholds R25 000,00
Maximum monthly credits (deposits) R25 000
Maximum Daily debit spend R20 000,00
Maximum monthly debit spend R25 000,00
MoyaPayD i-Account PayOut Limits SA Citizens
Daily Limit Monthly Limit
Capped with Card Limits Capped with Card Limits
R 25 000
Payout to bank account
R 300 000
Payout to bank account
MoyaPayD i-Account PayOut Limits Passport Holder
Daily Limit Monthly Limit
Capped with Card Limits Capped with Card Limits
R 25 000
Payout to bank account
R 300 000
Payout to bank account