Fees & Limits

MoyaPayD Account & Transaction Fees
Monthly account fee FREE
Money-out to another MoyaPayD account FREE
Buy airtime, data, electricity, Lotto, DSTV etc. FREE
Pay @ Shoprite, Checkers, USave and other participating shops FREE
Balance enquiries & transaction statements FREE
Money-in from wage or salary deposit FREE
Money-in from another MoyaPayD account:
First 5 transactions per day
FREE

Money-in from another MoyaPayD account:
After first 5 transactions per day

1% of transaction value
Money-in via bank EFT R1.25
Money-in from other payment apps via your personal MoyaPayD QR code 3.5% of transaction value
Cash-in via ABSA ATM deposit R7.30 + R1.61 per R100
Money-out to bank account R7.00
Withdraw cash @ Shoprite, Checkers, USave R5.90 + 0.5% of transaction value
Money-out to MoyaPayD Mastercard 1% of transaction value
Money-in from MoyaPayD Mastercard 1% of transaction value
MoyaPayD Prepaid MasterCard Fees
Order or replace a card R100
Monthly card fee R9.00
Card not topped up in calendar month R6.00
Secondary card fee (Deducted off primary card balance) R8.00
Use card to pay anywhere in South Africa FREE
In-app card balance enquiry FREE
Cash-out at participating shops in South Africa R3.53
Cash-out at any ATM in South Africa R6.93 + R1.19 cents per R100
Cash-out at any ATM – international R50.00
Use card to pay international R11.50 + 1.5%
ATM balance enquiry – South Africa R7.00
ATM balance enquiry – international R7.00
ATM/POS decline/return – South Africa R7.00
ATM/POS decline/return – international R9.00
Insufficient funds – declined transaction R7.00
Transaction Dispute Fee R85.00
MoyaPayD PayOut Limits
Daily PayOut limit R25 000
Monthly PayOut limit R300 000