MoyaPay is a mobile money account in MoyaApp - free to regsiter and #datafree to use.
Make sure you have the latest version of the MoyaApp - you can update MoyaApp from Google Play
Tap on the MoyaPay icon at the bottom of your phone screen.
Sign-up and start using MoyaPay 😁
It is important for us to know who you are so that we can keep your money safe according to the regulated and anti money laundering laws of South Africa.
If your MoyaPay Account is blocked, please contact the MoyaPay support team at firstname.lastname@example.org or via the support chat ( Help » Talk To Us » Reply [Help])
No, MoyaPay is brought to you by Moya App (PTY) Ltd, a legally registered company in South Africa (Reg#: 2021/515484/07)
All funds in MoyaPay accounts are held safely and securely in a South African bank account managed by Automated Outsourcing Services (PTY) Ltd, a nominee company approved by the Financial Services Conduct Authority of South Africa.
No! MoyaPay is #datafree and you can use it anytime, even if you do not have data or airtime.
There are several ways to transfer or deposit money into your MoyaPay account:
Any other MoyaPay account can make a payment to your MoyaPay account by:
You will receive the money in your MoyaPay account immediately.
There is no cost for the first 5 payments per day you receive from other MoyaPay personal accounts.
The cost for each payment you receive from other MoyaPay personal accounts above 5 per day is 1% of the amount paid to you.
For example, for the 6th payment you receive in one day from another MoyaPay personal account, you will pay 1% of the amount paid.
To display your own personal QR code for your MoyaPay account, go to: Money In → Get Paid:
There is no cost to you if your employer has a MoyaPay business account and makes wages / salary payments to your MoyaPay account.
You will receive your wages / salary money immediately they make the payment (24/7 - any time, any day, 365 days a year).
It is also free of cost to your employer to pay wages / salaries using MoyaPay (much cheaper than their normal bank charges!). Tell them about MoyaPay 😁
Any bank account in South Africa can make an EFT payment to a MoyaPay account.
For example, you could receive a bank EFT payment to your MoyaPay account from:
Normal bank EFT processing times will apply before you receive the money - some banks will be much quicker than other banks.
The cost to you to receive a bank EFT in your MoyaPay account is R1.25 per payment.
To find the the EFT details for your MoyaPay account, go to: Money In → Top Up → From a bank account.
Give these details to anyone who wants to make a payment to your MoyaPay account via bank EFT.
Coming soon to MoyaPay.
You will be able to purchase a Flash 1ForYou voucher and then redeem the voucher to add money to your MoyaPay account.
You will receive the money in your MoyaPay account immediately.
Cost will be R3 each time you redeem a 1ForYou voucher.
You can buy 1ForYou vouchers from any Flash agent or from any Flash Shop including PEP, PEPhome, PEPcell, Shoprite, Checkers, Usave, Dealz, Ackermans, OK, or House & Home store.
You can also buy 1ForYou vouchers using: MoMo, TymeBank and Nedbank. USSD: Nedbank Cellphone Banking.
You can add money to your MoyaPay account by making a cash deposit at shops that are Pay@ Merchants.
Pay@ Merchants include: Boxer, Builders Warehouse, Cambridge Food, Checkers, Checkers Hyper, Checkers Liquor, Game, House & Home, Jumbo, Makro, Medrite, OK, Pick n Pay, Pick n Pay Hyper, Rhino Cash and Carry, Shoprite, Shoprite Liquor, Spar, The Fruitspot, Top It Up, Usave.
Inform the cashier at a shop till that you wish to make a Pay@ Deposit.
For more details, go to: Money In → Top Up → At a till.
Provide the cashier with your barcode or barcode number.
You will receive the money in your MoyaPay account within 15 minutes.
The cost you for a Pay@ cash deposit is R7 + 0.7% of the amount + 15% VAT.
For example if you want to deposit R100 cash into your MoyaPay account, the cost will be R8.95 and you will receive R91.15 into your MoyaPay account.
You can show your MoyaPay QR code to anyone with a banking app that supports Masterpass payments.
They can use their banking app to scan your QR code and make a payment to you.
You will receive money almost immediately.
The following banking apps support Masterpass scan to pay: Capitec, Nedbank, FNB, ABSA, Standard Bank, RMB Pay, Vodapay.
The cost to you to receive a Masterpass payment is 3.5% of the amount paid.
For example, if someone uses FNB to pay R10 to your MoyaPay QR code (say as a tip), you will receive R9.65 immediately.
You can make a cash deposit to your MoyaPay account using Absa Bank ATMs.
For more details, go to: Money In → Top Up → At an ATM.
You will receive the money in your MoyaPay account within 15 to 30 minutes.
The cost to you is R7.30 + R1.61 per R100 deposited.
If you have questions or problems with any of these payment options please contact MoyaPay Support.
You can make a transfer from your MoyaPay Account to another MoyaPay Account or Vendor.
Go to Money Out → Pay →
You can pay for goods and shopping at checkout tills of participating stores including Cape Union, Checkers, Checkers Liquor, Debonairs Online, Fishaways, Keedo, Krispy Creme, Milky Lane, Mugg & Bean, Old Khaki, Poetry, Shoprite, Steers, Usave, Wimpy.
Go to: Money Out → Pay → Show Code to Pay.
You can withdraw cash from your MoyaPay account at participating Shoprite, Checkers and Usave stores:
Go to Money Out → Withdraw Cash → Select an amount and Generate a token which you must provide to the cashier.
Go to Money Out → Pay → Send iCash > Select an amount and Generate a token which you can send to a friend or a family member.
Go to Money Out → Pay → Bank Account → Add a Bank Account and transfer the desired amount.
Money Out → Prepaid → Select the service you wish to purchase (Airtime & Data; Electricity; Lotto and Entertainment).
Make a payment to any business that has registered a MoyaPay Business account.
Go to: Money Out → Pay → Official MoyaApp vendors > select vendor you want to pay and enter amount with description and pay.
When you select the MoyaPay option in the Moya App, your balance is shown at the top of the screen
For a full list of your transactions: My Account » Balances and click on the MoyaPay account option
For all out going transactions: Money Out » Money Out History
You can do this in app. My Account » Balances » Select the MoyaPay Account » GET STATEMENT. You can download monthly statements to your phone!
You can download this to your phone - in app. My Account » Proof of Account
If you want to pay someone and you are far away, adding a beneficiary will allow you to make quick payments over and over again.
There are two ways of adding beneficiaries My Account » Beneficiaries and select the Add Beneficiary option OR Money Out » Send Money » MoyaPay Account and select a contact from your phone who you know also has a MoyaPay Account. Once you have paid them, you will be given the option to save them as a beneficiary.
You can get a prepaid MoyaPay Mastercard linked to your MoyaPay account.
A prepaid Mastercard is like a prepaid SIM card.
You add money from your MoyaPay account and only the prepaid balance on the card is available to spend.
When the prepaid balance on the card has been spent, you must add more money before you can use it again.
If your card is lost or stolen, transfer the money on your MoyaPay Mastercard back to your MoyaPay Account, if the prepaid balance is zero you do not have to worry! The card cannot be used.
If there is a positive balance on the card, another person will need the PIN code to use the card in most cases (the PIN might not be needed for small payments in shops when the card is tapped on a payment terminal).
A prepaid MoyaPay Mastercard card does not have access to your MoyaPay account to spend your money.
You can get a prepaid MoyaPay Mastercard if:
In MoyaPay go to: My Account → Cards and select CARD ORDERS.
Each card you order will cost R100. The cost of delivery is R70.
When you order a MoyaPay Mastercard it will be delivered to the closest PEP Store, ShoeCity or TekkieTown in South Africa for you to collect.
Open the envelope that has your MoyaPay card in it.
In MoyaPay go to: My Account » Cards and tap on Link received card.
Enter the “serial” number and the card number to link the card to your MoyaPay account.
In MoyaPay go to: Money Out » Pay » Card » select which card you want to add money to.
In MoyaPay go to: Money In » Transfer From Card » and select the card.
Anywhere in South Africa.
Each MoyaPay account can have up to 4 prepaid MasterCard's linked to it.
You may want a prepaid MoyaPay Mastercard for yourself as well as one or more cards for other family members to use.
For example, you can link a second MoyaPay Mastercard to your account and then send it to a family member who lives in another location.
You can add funds to their prepaid MoyaPay Mastercard at anytime and they can immediately use the card at any shop or store in South Africa.
There is a fee of 1% to add funds to a prepaid MoyaPay Mastercard from your MoyaPay account. See fees and limits.
There will be a monthly service fee of R9.
You can also use your card to withdraw cash from any ATM in South Africa.
The fee to withdraw from any ATM is R6.93 + R1.19 cents per R100.
Click here to see all fees and limits for using MoyaPay.
Debit Orders are not permitted
Yes, as your account is linked to your personal cellphone number and is locked behind a 5 digit pin code which should not be shared with anyone!
When you sign-up and enter your 5 digit PIN, your phone will ask you to add a finger print if the feature is possible on your specific device.
As long as you have the same number, you can download the MoyaApp and simply Login to your MoyaPay wallet.
You can only ever have one MoyaPay account.
No, and that is because we want to keep your money safe.
If you have forgotten you're PIN, you will need to select the 'Forgot Pin' option on your login page. You will receive a temporary PIN in your Moya Chat which you can use to login and change your PIN. Never share your PIN with anyone!
You will see this as part of your sign-up process or it can be found in the app Settings » About MoyaPay - Underneath the FAQ's section
You can now buy and sell Bitcoin in MoyaApp with MoyaPay, using the AnkerPay service.
The following information and references about Bitcoin are for information only.
None of the following should be taken as investment advice or recommendation to purchase or own Bitcoin.
Read below for how to send money at low cost to other countries using Bitcoin.
Inventing Bitcoin is the best introduction to how the Bitcoin system works.
NOTE: the links below are NOT datafree
Read the Bitcoin Canon - the Bitcoin Canon presents collections of the best Bitcoin educational content, curated by Bitcoiners.
When you buy Bitcoin you can either:
We really love the Muun Wallet! - Simple and powerful. Just like bitcoin.
Download the Muun Wallet from Google Play
Or you can download and share the Muun apk install file (not #datafree) from here
Or try another Bitcoin wallet called The Simple Bitcoin Wallet
It can be much cheaper to send money to other countries using Bitcoin (BTC).
Here's how you can do it using MoyaPay: